Collections platform · you own it

Stop renting your
collections platform.
Own it.

Nexum is a complete collections platform you license once and install on your own AWS. It replaces the per-seat CRM you rent today — running on your servers, under your brand.

One-time Core install includes a lifetime of every license and update to the CRM and Taskflow. You license only the modules you want to run and use — annually, updates included. No per-seat SaaS. No stacked subscriptions.Just a one time annual fee.

Software cost · annual40 seats

Renting — CRM + tools

Per-seat CRM$31,200+
Dialer + analytics$16,800+
QA / call scoring$14,400+
Compliance tooling$10,800+
Comms (SMS/RVM)$13,200+
Training + payments$13,200+
Every year, forever$99,600

Owning — Nexum

Core CRM annd TaskFlow installLifetime free
Licenses + UpdatesIncluded
  
Annual licenseOn Modules Only
Runs onYour AWS
Data lock-inNone
Vs. renting85–95% less
Kept in the business / yr≈ $79,700 – $89,600+
Illustrative model of a typical stacked-SaaS spend. Your real Nexum quote depends on the modules you run — not your headcount.
80–90%
Lower software cost
vs. stacked SaaS
24+
Production modules
ready to license
Your AWS
Your servers · your data
your brand · no lock-in
01 · The model

Two lines on the invoice. That's the whole model.

Every SaaS vendor bills you per seat, every month, forever — and the bill only climbs as you grow. Nexum flips it: you get the CRM and TaskFlow platform free and license at a low fixd cost what you run annualy. Growing your team costs you nothing extra. Modules starting at $199 annualy with no per seat cost.

Line one

Nexum CRM and TaskFlow Core

One-time install · on your AWS
  • The complete collections platform + role-based staff portal, installed into your own AWS account.
  • Install and maintain yourself — or we can install and migrate for a low cost fee.
  • We can migrate you off your old CRM — accounts, history, and media come with you.
  • Unlimited seats. Headcount cost you nothing.
You own the install. There's no vendor holding your data — nothing to cancel, nothing to be locked out of.
Line two

Modules

Annual low cost license · any module updates included
  • License only the modules you actually run — QA scoring, dispute automation, dialer QA, and more.
  • Each license is annual and includes every update and fix for that module.
  • Add or drop modules as your operation changes — no re-platforming.
  • Every module is native to Nexum. One system, one login, one audit trail.
One predictable annual line replaces six + SaaS invoices that never talked to each other.
02 · Why it cuts 85–95%

The subscription model was always the trap.

Agencies don't have a technology problem — they have a rent problem. Every tool is someone else's server, billed per seat, forever. Nexum moves the whole operation onto infrastructure you already pay for and own.

The rent trap

  • A rented CRM plus five or six bolt-on tools — separate invoices, seperate site logins and none of them integrated.
  • Per-seat pricing — every hire raises the bill, every layoff you still pay for.
  • Your CRM data lives on their servers. Leaving means losing it.
  • Price hikes and feature paywalls you don't control.
  • Costs scale up with your business. Savings never do.

The owned platform

  • One platform, one login, one audit trail — installed on your AWS.
  • Seats are free. Nexum doesn't care if you run 10 agents or 10,000.
  • Your data never leaves your account. Full export, always.
  • CRM and TaskFlow free forever, includes updates.
  • One predictable low cost annual license per module. No surprise invoices.
  • Costs stay flat while your recovery grows.
03 · Nexum Core

The base install is already your whole collections operation.

Nexum isn't middleware bolted onto a CRM you rent — it is the system of record. Before you add a single module, Core ships a complete platform and role-based staff portal, taskFlow, with a branded client portal and consumer payment portal.

Dashboard
Portfolio KPIs, status breakdown, and live activity.
Accounts
Search, filter, and work every collection account.
My Desk
Each agent's daily call queue in priority order.
Debtors
Consumer profiles, contacts, and linked accounts.
Comm Log
Unified history across calls, texts, email, and mail.
$Payments
Transactions, plans, and settlements in one place.
Disputes
Track and resolve consumer disputes on the clock.
Clients
Creditors and their branded client-portal logins.
Import Center
Bulk account intake with mapping and validation.
Back Office
The workflows agents never see but depend on.
Role Portal
Agent / Admin / Super-Admin roles, 2FA, full audit.
Migration
We move you off Aktos, CSSImpact, or DAKCS onto Nexum.
04 · The module library

License a capability, not a subscription.

Every one of these is in production today. Each is native to Nexum, runs on your servers, and carries one annual license with updates included. Take one, take a category, take the whole library.

QA & ComplianceAnnual license

ScoreIQ License
Every recorded call auto-transcribed and graded against your compliance rubric. Violations flagged instantly, top performers surfaced — zero manual review.
Deepgram Transcribe · Gemini AI · RAG Vector DB
Live Dialer QA License
Hooks your live TCN dialer stream, auto-fills agent + timestamp, transcribes in real time, and scores the call the moment it ends.
Dialer status stream · TCN Synopsis · Web Speech · Claude
e-OSCAR Disputes License
Automated ACDV dispute processing against the official e-OSCAR API (seperate api annulal cost required), inside the 30-day FCRA window — no more manual keying.
e-OSCAR API · Claude AI · AWS EC2
Credit Report Handoff License
Pulls and routes credit report data straight into the account with zero admin intervention.
Experian API · Nexum Core

CommunicationsAnnual license

MailMind License
Inbound email parsed, understood, and filed to the right account automatically — no inbox babysitting.
AWS SES · Claude / Gemini · Nexum Core
TextSense License
Reads intent in inbound SMS and WhatsApp and routes or replies — payment intent, disputes, opt-outs.
AWS SNS / WhatsApp · Claude NLP
Ringless Voicemail License
TCPA-compliant RVM campaigns straight from your account list, with delivery tracking baked in.
Drop Cowboy API · Webhook tracking
DID Reputation License
Watches and rotates your outbound numbers to keep them out of spam-flag territory.
Number monitoring · Campaigns
EngageWatch License
Behavioral communication tracking across every channel, feeding the rest of the platform.
AWS Lambda · Nexum Core
Spanish Interpreter License
Live call transcription with real-time Spanish interpretation for bilingual desks.
Web Speech API · Claude AI

Payments & DocumentsAnnual license

AuthSign License
Digital credit-card authorization with e-signature, wired straight into your payments flow.
AWS Lambda · Nexum Payments · E-Sign
PayTrack License
Payment reporting bridge between your processor and Nexum, with a live reconciliation dashboard.
Processor API · Nexum Core · Dashboard
DocuSort License
Inbound documents OCR'd, classified, and filed to the right account media library automatically.
AWS S3 · Python OCR · Nexum Media
Pull & Send License
Grabs the right document and sends it, logging the whole exchange back to the account.
SMTP · Automated Nexum logging

Intelligence & TrainingAnnual license

PayScore License
Propensity-to-pay scoring from your own history, with explainable reason codes and per-account pre-call briefings.
Python · Scikit-Learn · Nexum history
AgentLens License
Agent activity and gap analytics — see who's working, who's stalling, and where the day leaks.
Python · Nexum activity logs
SimDesk License
Live call simulator with lifelike voices and automated scoring to train agents before they touch a real account.
ElevenLabs TTS · Web Speech · Scoring
TaskFlow Included Free
Back-office task and request routing with status tracking, doc upload, and email workflow built in.
Back-office workflow · Status tracking

Keeping a CRM you're not ready to leave?

The Nexum product is a full platform, not middleware — the path is to migrate onto it. But if you need a specific module wired into a CRM you're keeping, we build those as independent contract work, case by case. Ask us.

Talk to us
05 · See it for yourself

Log in as anyone. See the whole platform.

https://demo.gray-beaver-625824.hostingersite.com runs a real Nexum install as a fictional agency — already loaded with clients, accounts, and live data. Pick a seat and step straight in. See exactly what your staff, your clients, and your consumers would see.

SandboxFully seeded with demo clients and accounts — poke everything.Some features do not work without AI installed. For a live demo, contact us below.
Field notes

Intelligence for the industry.

Deep dives on AI automation, FCRA/FDCPA compliance technology, platform migration, and what's actually changing in debt collection — from the team building these systems daily.

·15 mins

The Attention Economy of Algorithms: How to Win the AI's Focus

In a world where machines decide what is relevant, the currency of influence shifts from human dopamine to mathematical weight.

Read article
·18 mins

API-First Content Strategy: Decoupling Your Words from Your Design

Liberate your intellectual property from the constraints of the browser by treating content as a raw data service.

Read article
·14 mins

2026 and Beyond: Predicting the Next Decade of Web Infrastructure

The era of the passive browser is ending as the internet transforms into a global neural network of autonomous agents and verifiable data.

Read article
View all articles
06 · Compliance & control

Built for a regulated business — and it runs where you can prove it.

The same guardrails on every account, and an audit trail on your own infrastructure that you can actually hand to an examiner.

  • FDCPA & TCPA-aware call scheduling and attempt-frequency limits.
  • FCRA-regulated dispute handling inside the 30-day window, via the official e-OSCAR API.
  • Account-level audit history — every call, letter, and payment, on your servers.
  • Consumer data encrypted at rest — in your AWS account, never ours.
Where it runsYour AWS account
Who owns the dataYou do
Vendor lock-inNone
Migrates offAktos · CSSImpact · DAKCS
Access controlRole-based · 2FA
Seat pricingThere isn't any
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Run the numbers on your own agency.

Tell us the tools you're paying for now and how many seats you run. We'll map them to Core plus the modules you'd actually license — and show you exactly what you keep.

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